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Empower Financial Group

7430 U.S. Hwy 42 #105
Florence, KY 41042

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What Does Auto Insurance Cover?

Empower Financial Group is here to serve Florence, KY area drivers with auto insurance to help them meet state-mandated legalities.

Auto Insurance: The Minimum Requirement

In the state of Kentucky, all vehicle owners must have at least an auto liability insurance policy in place that includes uninsured motorist coverage. The liability insurance will help pay for any damage caused by a driver who is at fault in an accident as well as any medical bills for anyone injured in the crash. Uninsured motorist coverage will help pay for damages to a vehicle if the driver who caused the crash does not have any auto insurance. It is imperative that all drivers have this minimum amount of auto insurance in place to ensure they will not lose their driver’s license if they are caught without it. 

Other Types of Auto Insurance

There are several other types of auto insurance that you may want to have in place. Two of the most important types of auto insurance include collision insurance and comprehensive insurance coverage.

Collision insurance will help pay for damage to your vehicle and another person’s vehicle if you collide. This also helps out if you collide with a stationary object.

Comprehensive insurance will help pay for your vehicle if it is damaged, or even destroyed, by some sort of natural disaster or a fire. This also applies if your vehicle is damaged by vandalism. Comprehensive insurance will also help you replace your vehicle if it is stolen.

Both of these types of auto insurance are normally required by a lender if you borrowed the money to purchase your vehicle.

We Are Here To Help!

To create the best auto insurance policy for you and your situation, contact experienced and knowledgeable auto insurance agents at the Empower Financial Group serving Florence, KY today!