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Empower Financial Group

7430 U.S. Hwy 42 #105
Florence, KY 41042

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What workers compensation insurance covers

Workers compensation insurance from Empower Financial Group is an important form of insurance that helps protect employers and employees alike here in the Florence, KY area. In the event of an injury or illness occurring in the workplace, workers’ compensation insurance provides financial protection for medical costs associated with recovery from the injury or illness, lost wages due to time away from work, and any other related expenses such as rehabilitation services.

The types of injuries and illnesses that are typically covered by workers’ compensation insurance vary depending on the specific policy, but in general, it covers things like workplace accident-related injuries and illnesses caused by hazardous materials or conditions, repetitive motion injuries from physically demanding jobs, stress-related illnesses from extreme job pressures, and more. Workers’ compensation insurance can even cover pre-existing conditions if they’re aggravated by a workplace accident or hazard; this type of coverage is often referred to as “presumption coverage.”

In addition to providing financial support to injured employees, workers’ compensation also offers employers legal protection against potential lawsuits from employees claiming negligence in regard to their injuries or illnesses. This means that employers don’t have to worry about potentially being held liable for damages associated with employee health issues caused by work-related factors – so long as they have valid workers’ compensation insurance in place.

In short, workers compensation insurance serves as an invaluable form of protection for both employers and employees alike – making it a must-have for all businesses!

We Are here To Help

For more information, give us at Empower Financial Group a call today. We are proud to serve the Florence, KY area and would be happy to help you find a policy that meets both your needs and your budget.