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Empower Financial Group

7430 U.S. Hwy 42 #105
Florence, KY 41042

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From Classics to Collectibles: Navigating Classic Car Insurance

Timeless designs and historical significance of classic cars make them coveted treasures of Kentucky classic car owners. One of the most essential things Kentuckians can do to protect their four-wheeled investments is to get classic car insurance. 

The insurance professionals at Empower Group in Florence, KY can help you understand the differences between auto and classic car insurance, as the two are different. 

What Makes a Car Classic?

Classic cars are not everyday vehicles designed to drive back and forth to work, school, or run errands. These cars are timeless gems typically defined by their age. Most insurance providers consider classic vehicles to be 25-30 years old. There are also factors like limited edition design and historical importance that can make a car classic. 

The best resource to learn about how to protect your classic car from everyday perils like accidents, theft, vandalism, and natural disasters is to talk to a licensed insurance agent at Empower Financial Group who can explain Agreed Value insurance vs. Actual Cash Value insurance that can make all the difference when choosing the best policy to cover your car. 

One of the many provisions of covering your classic car with insurance is that it must be kept in a locked, secure garage or a similar location.

These nuanced requirements can be outlined in your policy, and a knowledgeable agent can help you learn the differences so you can make a more informed choice when choosing classic car insurance. 

Protect Your Classic and Collectible Cars in Florence, KY

Please don’t wait until it’s too late to get protection for your classic and the unexpected happens. Reach out to a licensed and knowledgeable insurance agent at Empower Financial Group and request a classic car insurance quote today!