Classic Car Insurance in Kentucky

If your classic car is your pride and joy, you need to get classic car insurance to protect it. At Empower Financial Group in Florence, KY we offer classic car insurance policies because we know how crucial it is for these car owners to protect these prized possessions that they frequently pour countless hours and funds to rehabilitate.

What is classic car insurance?

Classic car insurance is similar to regular auto insurance in some ways but completely different in other ways. Like regular auto insurance, classic car insurance provides coverage for liability, personal injury protection, and hospital expenses in cases where the car owner is found at fault for an accident. It’s important to have especially if you are planning on driving the car. Otherwise, you might be violating some of our state’s laws. You may also be putting yourself and your family at risk of running into an emergency that is more costly than what you can afford.

Even if you don’t intend to drive the car, you still should get classic car insurance. This is because classic car insurance sometimes has special perks when compared to general auto insurance policies. While every classic car insurance policy has different specifics in terms of coverage and limits, these policies usually have higher limits because of the higher value of the cars.

Other coverage options

Classic car insurance also tends to cover replacement parts when the parts are stolen or worn out, which can make it pay for itself. Additionally, this kind of insurance policy sometimes covers the replacement of the car, depending on the terms of the policy itself.