Auto Insurance in Kentucky

For car owners, Empower Financial Group offers auto insurance policies in Florence, KY. While the specifics of our policies differ, we are proud to offer policies that adhere to Kentucky state laws. We also are happy to walk our customers and potential customers through their various auto insurance options over the phone or in person at our office.

What are the minimum requirements for auto insurance in KY?

At a minimum, Kentucky drivers will not be able to drive an automobile in our state unless they have obtained the appropriate insurance. This means that you will need minimum liability coverage as set by state law to cover any injuries resulting from an accident. In some cases, car owners may be able to simply carry a policy with the appropriate single limit.

In any case, drivers must be able to prove that they have the legally required insurance as drivers in our state. If drivers are moving here from out of state, they should obtain the proper coverage before they start driving here. Calling our office before moving to Kentucky can help make this process much smoother and easier.

What does auto insurance cover?

Generally, auto insurance tends to cover several different things. It usually covers liability, personal injury protection, and medical expenses when a car accident happens, and the insurance policy owner is found to be at fault. At times, auto insurance will also cover the replacement of the car to a certain amount in the event that it is stolen or totaled.

Overall, auto insurance is designed to help car owners when they run into emergencies that are well outside of their budget. If you are overwhelmed, our office can help you decide what policy would work best for you and your family.

Get A Free Quote!

To find out how our auto insurance policies can help protect you and your car, and to get an obligation-free quote, call our office at Empower Financial Group in Florence, KY today!